The opportunity

What if your hard work started building something for you?

This isn’t just another job. For someone willing to learn, stay consistent, and build production, life insurance can create an entirely different relationship with income. We cover your pre-licensing course, map out your first steps, and train you alongside experienced producers, so you’re not figuring it out by yourself.

The work

Work that protects families.

When someone a family depends on dies, their income stops, but the mortgage and the grocery bill don’t. Agents help families put coverage in place before that day comes. It’s work that matters, and every part of it can be learned.
  1. Connect with people

    Reach people who want to protect their families through inquiries, referrals, and compliant outreach.

  2. Understand their goals

    Learn who they’re protecting, what they want covered, and what they can comfortably afford.

  3. Educate

    Explain how the types of coverage differ, in plain language, so the family can decide with confidence.

  4. Review options

    Compare products from the carriers you’re appointed with and authorized to offer.

  5. Help with the application

    Complete the application accurately with the client and submit it to the carrier, which makes the underwriting decision.

  6. Keep them informed

    Walk them through underwriting: what the carrier needs, how long it takes, and what happens next.

  7. Help after the sale

    Stay the person they call after coverage is in place, for reviews, beneficiary changes, and questions.

Getting started

Support starts before you’re even licensed.

You don’t need to know this business before you start. You need to be willing to learn the system and work it.
  • Pre-Licensing Support

    We take care of the pre-licensing course so you can focus on learning and getting started, and we help you map out your first steps toward a state license.

  • Training & Mentorship

    Learn the business from experienced producers, with a mentor in your corner while you find your footing.

  • Launch With Structure

    Start with a daily rhythm that tells you what to focus on, so your energy goes into clients instead of guesswork.

The path is already mapped out, and you won’t be walking it alone.

Training & mentorship

Learn from people who know how to do this.

Learn around Hall of Fame producers and experienced leaders who have already built at a high level in this business.

From your first study session to your first client, you’re surrounded by experience, with people to turn to when a conversation or a whole week gets hard.

  • Training

    A structured path through the products and the sales process, one step at a time.

  • Mentorship

    Experienced producers who know the questions you’re about to ask.

  • Practice

    Practice the conversation in training until it feels natural.

  • Scripts & resources

    Scripts and reference material to study, then keep close on every call.

  • Sales process

    A repeatable process from first call to placed policy, so you always know the next step.

  • Carrier education

    How products, underwriting, and carrier appointments work, explained in plain language.

  • Daily rhythm

    A routine that keeps you moving on the days motivation runs low.

  • Follow-up structure

    A steady rhythm for staying in touch after every call and after the sale, so no one slips through the cracks.

ProducerPoint

Start with a system, not a blank screen.

No producer should have to invent a workflow from scratch. ProducerPoint puts structure around the whole day: the call, the script, the objection, the follow-up, your schedule, your training, and the next step. ProducerPoint is the workspace at the center of how NovaPoint structures the producer experience.
ProducerPoint’s Call Companion screen with sample data: one step of a sample script, two answers for the producer to choose from, and the scripted reply.
Inside ProducerPoint, shown with sample data.
  • Guided Calls

    Call Companion puts the script on screen one step at a time. You choose the prospect’s answer, the next step appears, and you always know where the conversation stands.

  • Scripts & Objections

    Your talk tracks sit right beside the call. When a prospect pushes back, the response is one click away, and you return to the same spot in the script.

  • Follow-Ups

    After every call, record what happened and set the next step. Callbacks and appointments land in one queue, with anything overdue or due today at the top.

  • Producer Workday

    Plan your week, then record your own start, breaks, and end of day. It’s a simple way to hold yourself to the schedule you set.

  • Training Hub

    Keep videos, guides, and links organized in the same workspace as your calls. Mark what you’ve finished and pin what you’re studying to your dashboard.

  • Bilingual Workspace

    Switch the ProducerPoint interface between English and Spanish in one click. Scripts and objection responses are in English today.

You focus on the conversation. ProducerPoint keeps the rest in order.

Apply to learn more

You place every call and choose every next step. ProducerPoint doesn’t make underwriting decisions or predict outcomes. Agent access is rolling out, and we’ll walk you through where it stands when we talk.

Finding clients

You don’t have to build this from your friends list.

Producers can use lead generation and prospecting strategies to connect with people who have shown interest in protecting their families. We’ll help you understand the options, choose an approach that fits where you are, and learn how to work those opportunities consistently.

You won’t be left to figure out what to say. You’ll learn how to follow up and build the skill to turn activity into production.

  • Talk with people who raised their hand.

    When someone has already asked about coverage, your first call starts as a conversation instead of a cold pitch.

  • Let good service bring referrals.

    Take care of a family and they may introduce you to the people they care about. Over time, referrals can become a real part of your business.

  • Get out in your community.

    Local events and marketing you choose to run can put you in front of new people. You decide where to show up.

  • Invest with a plan.

    Start small, then put more behind the sources that work for you.

Where NovaPoint helps

  • Understanding each type of lead and what to expect from it
  • Choosing sources and setting a budget before you spend
  • Building a follow-up routine so good leads don’t slip away
  • Reaching out the right way, within consent and do-not-call rules

Leads are a tool. The skill is learning what to do when the phone rings.

Lead questions, answered

Who thrives here

Built for people who keep showing up.

This is for people who are ready to show up, learn the system, take coaching, and give themselves a real shot.

You’ll do well here if you…

  • Want your pay tied to the business you write
  • Can plan your own day and stick to it
  • Enjoy talking with people you haven’t met yet
  • Take coaching well and want to keep getting better
  • Care about doing right by every family you serve
  • Are ready to put real time into learning and measure progress in months

What the work asks of you

  • Commission instead of a salary, so plan for a ramp-up while you learn
  • Setting your own hours and keeping them
  • Hearing “no” and following up anyway
  • Covering your own business costs, like state license fees and the tools you work with
  • Steady effort through the slow weeks as well as the good ones

A sample day

Flexible doesn’t mean effortless.

You choose your hours, and you keep them. Here’s one way a full day can look once you’ve found your rhythm.
  1. 9:00am

    Training & planning

    Plan the day, study, and practice the conversation.

  2. 10:00am

    Lead follow-up

    Calls and emails to new inquiries, plus texts where people have opted in.

  3. 12:00pm

    Client conversation

    Sit down with a family by phone or video and learn what they want to protect.

  4. 2:00pm

    Applications & service

    Submit applications and help clients through underwriting requests.

  5. 4:00pm

    Follow-up

    Return calls, confirm appointments, and keep your notes current.

  6. 6:00pm

    Evening appointments

    Many clients are only free after their own workday.

One example, not a required schedule. You decide your own hours. Many people start part-time, on evenings and weekends, alongside their current job.

How you’re paid

A different relationship with your income.

At a traditional job, your paycheck is usually decided before the workday starts. In this business, your income follows the business you produce.

For some people, this starts as supplemental income. For others, it can grow into a full-time career. Nothing about it is automatic. The more consistently you learn, talk to people, improve your skills, and write good business, the more opportunity you create for yourself.

You get out what you put in.

The opportunity is there. You’re not applying for a raise. You’re learning how to produce more.

Commission

Get paid for production.

When a policy you write is issued and paid, you earn commission based on the premium and your carrier contract.

Contract level

Know what your business pays.

Your commission percentage depends on the carrier, the product, and your contract level. As you get started, we help you understand how the numbers work so you’re not guessing.

Build like a business

Your effort has somewhere to go.

You’re an independent producer. You control your schedule, build your activity, and learn how to reinvest in your business as you grow.

Here’s the math on one policy, from monthly premium to commission.

Hypothetical · educational only

A simple example

Monthly premium
$125
× 12 months
Annualized premium
$1,500
× a hypothetical 100% contract rate
Illustrative gross commission
$1,500
This example only demonstrates how the arithmetic works. It is not a typical result, a compensation schedule, or an earnings promise. Contract rates, products, placement, and actual earnings vary.

Earnings are not guaranteed. Results vary widely with effort, skill, time, market, and expenses, and some producers earn little or nothing.

Two ways in

Start where you are.

Whether you’ve never sold a policy or you’ve been licensed for years, there’s a path for you here. Choose yours.

No insurance background

New to insurance

We’ll help you get licensed, then train and mentor you as you learn the business, one step at a time.

What happens next

  1. Start a conversation with NovaPoint
  2. Get licensed with pre-licensing support
  3. Get contracted, train, and launch with a mentor nearby
Explore the new-agent path

Licensed producers

Already licensed

Keep sharpening your craft with a team behind you: ongoing training, mentorship, and a culture built on consistent work.

What happens next

  1. Talk with NovaPoint
  2. Get contracted and appointed with carriers
  3. Start training alongside the team
Explore the licensed-agent path

Maybe it’s time to bet on yourself.

Tell us where you’re starting from, and we’ll set up a free call about how you’d get started and who you’d learn from.